Job Board

Duties and Responsibilities

Business Development Officer II:

• Provide financing, through the SBA 7(a) program, for purpose of the Owner/Borrower.
• Call on and develop a referral network with commercial real estate brokers, business brokers, business/professional associations, accountants, lawyers, etc. to solicit loan opportunities.
• Structure and negotiate credit transactions
• Complete initial underwriting and prepare credit package for submission both internally and to the Small Business Administration
• Pursue repayment of loans and contact customers whose loans are past due or have overdrawn accounts.
• Responsible for early detection of problem loans and generation of reports for management of weak and criticized loans.
• Assist other lines of business with business development.

Education and Training

• Requires Bachelor's degree with an emphasis in Accounting or Finance.
• Previous banking, finance/credit or sales related experience preferred.
• Requires knowledge of Microsoft Office.

Qualifications

Knowledge :

• Strong oral and written communication skills
• Strong sales and customer service skills
• Small Business Administration 7(a) knowledge, with a strong history of originating new loans and structuring to maximize value to the guaranty on the secondary market.

Ability :

• Analyze and interpret numerical data
• Analyze and solve problems of a complex nature and make decisions based on a wide knowledge of many factors where application of advanced technical concepts is required for which there are not precedents
• Make independent and difficult decisions within parameters of the Bank's loan policies
• Originate new procedures and approaches to problems
• Perform duties and make decisions under frequent time pressures

EOE of Minorities/Females/Vets/Disability